Will-writing basics

What a will covers

A will says who should inherit your property and possessions, who should administer your estate (the executor), and, if you have young children, who you would want to look after them. Without one, your estate is divided according to the law, which may not match your wishes.

Things to decide first

List what you own — property, vehicles, savings, livestock, business interests and anything held in another country. Decide who should receive what, and choose an executor you trust. Think about who you would want as guardian for any children under 18.

Common mistakes

The most common mistakes are not signing correctly, using witnesses who benefit from the will, forgetting assets held abroad, and never updating the will after a marriage, divorce or the birth of a child.

In Zimbabwe a will must be in writing and signed by you in the presence of two witnesses, who also sign. Witnesses should not be people who inherit under the will.

When to get independent legal advice

If your estate includes property in more than one country, a business, a complicated family situation, or you expect the will to be disputed, independent legal advice is worth the cost.

How the DFS will-writing service helps

Guided will-preparation assistance is included with every DFS policy. We take you through the decisions above and the signing requirements step by step. It is a practical service and does not replace independent legal advice where that is needed.